ELIELSIE MICRO-CREDIT ENTERPRISE

We hope to provide customers with the best and highest quality loan services to meet their financial needs.

Services & Features for you

Providing you with diversified loan solutions

Personal Emergency Loan

Ghana Loan Finance offers fast and convenient personal emergency loans ranging from GH₵5,000 to 50,000 with 1-12 month terms. Simply provide your ID and mobile phone bill to access funds within 30 minutes for urgent needs like medical emergencies, school fees, or family crises. Our transparent approval process requires minimal documentation, making us your reliable solution for unexpected situations.

SME Growth Loan

Designed specifically for Ghanaian small businesses, we provide flexible financing from GH₵20,000 to 200,000 with 3-36 month terms. Qualify with just your business transaction history - no collateral required. Merchants in Accra markets enjoy special discounted rates. Whether for inventory, equipment upgrades, or business expansion, we fuel your growth ambitions.

Agricultural Seasonal Loan

Tailored for farmers' cyclical needs, we offer agricultural loans from GH₵10,000 to 100,000 with crop-cycle aligned repayment (6-18 months). Specifically optimized for cocoa, cashew and other cash crop growers, our harvest-synchronized payments help cover seeds, machinery and labor costs for worry-free harvests.

Taxi Owner Loan

Our vehicle financing solution provides taxi owners GH₵15,000 to 80,000 with 6-24 month terms. Simply present your vehicle registration for approval, with daily repayment plans matching your operating income. Whether purchasing new taxis, maintenance, or license renewals, we offer the most accommodating financial solutions.

About Us

Provide safe and high quality loan services

Fast Online Loans

Instant Approval & Disbursement

Inclusive Financing

No Collateral Required

Local Expertise

Ghana-Focused Solutions

TESTIMONIALS

Excellent service wins praise from users

  • “Last month, my store needed to be restocked urgently. ELIELSIE MICRO-CREDIT ENTERPRISE approved a credit loan of GH₵50,000 in just 30 minutes! The entire process was done through the mobile APP. The most surprising thing was that they customized the repayment according to my payment cycle. This service really understands us businessmen!”

    Kwame Asare

    Personal Emergency Loan
  • “My fashion business in Kumasi was struggling until I got GH₵80,000 from ELIELSIE! With no collateral and same-day approval, I bought new sewing machines and doubled my orders. Now I employ 5 tailors!”

    Esi Mensah

    SME Growth Loan
  • “As a cocoa farmer, the GH₵50,000 harvest-aligned loan saved my crops! I paid for fertilizers upfront and repaid after selling my harvest. Even got a discount for applying with my cooperative!”

    Yakubu Abdulai

    Agricultural Seasonal Loan
  • “When my mother was hospitalized, I received GH₵15,000 in 20 minutes via Mobile Money—just with my ID card! The 3-month flexible repayment saved us during that crisis.”

    Ama Gyamfi

    Personal Emergency Loan
  • “From trotro driver to owner! The GH₵65,000 loan helped me buy my first taxi. Daily repayments match my earnings, and free mechanical check-ups keep my business running.”

    Kofi Ansah

    Taxi Owner Loan